Does zakat need to be paid on a home that is for personal use and how do you calculate the zakat if the house is purchased with a home loan?

· 14 Muharram 1436 AH1 min readFatwa 31119English
Charity, Zakat, Lillah, Sadaqah

Question

Does zakat need to be paid on a home that is for personal use and how do you calculate the zakat if the house is purchased with a home loan.

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

There is no zakat on a home purchased for personal use.[1]

And Allah Ta’āla Knows Best

Asim Patel

Student Darul Iftaa
Venda, South Africa

Checked and Approved by,
Mufti Ebrahim Desai.

www.daruliftaa.net

References (Arabic / Urdu sources)

[1]

وَتَجِبُ الزَّكَاةُ فِي كُلِّ مَالٍ سَوَاءٌ كَانَ نَامِيًا فَاضِلًا عَنْ الْحَاجَةِ الْأَصْلِيَّةِ أَوْ لَا كَثِيَابِ الْبِذْلَةِ وَالْمِهْنَةِ، وَالْعَلُوفَةِ، وَالْحَمُولَةِ، وَالْعَمُولَةِ مِنْ الْمَوَاشِي، وَعَبِيدِ الْخِدْمَةِ وَالْمَسْكَنِ، وَالْمَرَاكِبِ، وَكِسْوَةِ الْأَهْلِ وَطَعَامِهِمْ، وَمَا يُتَجَمَّلُ بِهِ مِنْ آنِيَةٍ أَوْ لُؤْلُؤٍ أَوْ فُرُشٍ وَمَتَاعٍ لَمْ يُنْوَ بِهِ التِّجَارَةُ، وَنَحْوِ ذَلِكَ. بدائع الصنائع في ترتيب الشرائع(11/2)

Answered by
Asim Patel
Checked & approved by
Mufti Ebrahim Desai
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