Medical aid

· 9 Safar 1439 AH1 min readEnglish
Business and DealingsInterest and GamblingInsurance and Medical aidbusinessmedical aidgambling

Question

In South Africa where government hospitals do not treat patients and private hospital fees are unaffordable, is it permissible to take out a medical aid/hospital plan for health reasons? The medical aid/hospital plan offers the following:

1. Unlimited private hospital cover.

2. Full specialist cover in hospital.

3. Monthly chronic medication.

2) Is it be permissible to take monetary compensation in places where the medical aid/hospital plan is not accepted?

Answer

1. Refer to http://muftionline.co.za/node/12586 and http://muftionline.co.za/node/11248

2. Explain the exact case you are enquiring about.

And Allah Ta'ala (الله تعالى) knows best.

(Scroll down for more information regarding this question)

Q: I forgot to mention that some Ulama in South Africa are currently giving permission for Medical aid/hospital plan. Fatawa darul uloom Zakariyya(volume 5, page 437) says medical aid is permissible. I am confused regarding this matter.

A: We have not found any difference between medical aid and gambling.

And Allah Ta'ala (الله تعالى) knows best.

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
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