Processing budget transactions

· 1 Rajab 1440 AH1 min readEnglish
Business and DealingsVarious masaail of Business and Dealings

Question

At tills in stores, there are speed points that accept debit and credit cards. Will we get sin if the customer uses his credit card and says that he wants his payment to be budget, not straight, so the bank will charge him interest?

Answer

You should avoid this. Through you allowing him to take the budget option, you will be assisting him in acquiring an interest-bearing loan from the bank. Even though the sale will be permissible, however there will not be barakah in the wealth as sin had been committed in the process of acquiring it.

References (Arabic / Urdu sources)

وَتَعَاوَنُوا عَلَى الْبِرِّ وَالتَّقْوَىٰ وَلَا تَعَاوَنُوا عَلَى الْإِثْمِ وَالْعُدْوَانِ وَاتَّقُوا اللَّـهَ إِنَّ اللَّـهَ شَدِيدُ الْعِقَابِ ﴿المائدة: ٢﴾

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
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