Taking a loan to go for hajj
Question
Is it correct for a person to take a loan to go for his fardh hajj?
Answer
If one does not have sufficient wealth to go for hajj, then hajj is not compulsory upon him. Hence, it is not compulsory upon him to take a loan to go for hajj.
However, taking a loan to go for hajj will be permissible if one is confident that he will be able to easily pay back the loan without falling into difficulty.
If he is not confident of being able to easily repay the loan then he should not take the loan to go for hajj.
And Allah Ta'ala (الله تعالى) knows best.
References (Arabic / Urdu sources)
إن لم يكن عنده مال وأراد أن يستقرض لأداء الزكاة فإن كان في أكبر رأيه أنه إذا اجتهد بقضاء دينه قدر كان الأفضل أن يستقرض فإن استقرض وأدى ولم يقدر على قضائه حتى مات يرجى أن يقضي الله تبارك وتعالى دينه في الآخرة وإن كان أكبر رأيه أنه لو استقرض لا يقدر على قضائه كان الأفضل له عدمه اهـ وإذا كان هذا في الزكاة المتعلق بها حق الفقراء ففي الحج أولى. (رد المحتار 2/458)
- Answered by
- Mufti Zakaria Makada
- Checked & approved by
- Mufti Ebrahim Salejee (Isipingo Beach)
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