Charging the customer a fee for paying by card due to bank charges

· 19 Muharram 1447 AH1 min readEnglish
Business and DealingsTradeValid & Invalid transactions

Question

I run a business where I offer a service to clients. Some pay in cash and others pay by card. The bank charges me a commission for every transaction processed through the card machine which cuts into my service fees. Am I allowed to charge a base fee of eg. R5 for any clients that wish to use the card payment option to offset this commission charge?

Answer

Yes, it is permissible. You should inform each customer before the transaction that you will be charging him a R5 fee for using the card machine.

And Allah Ta'ala (الله تعالى) knows best.

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
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