Business & Finance · Subtopic
Loans & Debts
697 fatawa from 9 South African Darul Iftas on Loans & Debts, part of Business & Finance. Newest first; every fatwa links to the page where its Darul Ifta published it.
Subtopics are grouped from each Darul Ifta’s own categories and the fatwa titles, so the count is approximate.
By Darul Ifta
Loans & Debts fatawa — page 4 of 18
- Ibn Masood12 Dec 2021
Loaning Waqf items
If people of the community have donated items to the Masjid, can these items be loaned to people of the same community? If the items donated (to the…
Mufti Mohammed Desai - Ibn Masood29 Nov 2021
Harming a debtor that refuses to settle his debt
A certain person owes me money. He has not paid his debt and has been avoiding me for some time now. Will it be permissible for me to physically…
Mufti Mohammed Desai - Ask Imaam28 Nov 2021
Can one loan out money for someone & charge them for that service?
Salaamu Alaikum, My question is regarding loaning out money for someone and charging them for that service. More specifially, as you are most…
M. Akhtar - Ask Imaam17 Nov 2021
Can I pay my Zakah to a family member who is in debt?
Can I pay my Zakah to a family member who is in debt?
Mohammed - Ask Imaam15 Nov 2021
Repaying a Dollar debt in Rands
السلام عليكم ورحمة الله وبركاته I would like to find out a mas'ala If a person did you a favour of buying something in dollars for you, thereafter…
Bilal Yusuf Pandor - Mufti Online25 Oct 2021
Taking out a mortgage to purchase a home
The question is: do we qualify to take up a new mortgage for a new home under the fatwa issued on mortgage for ONE house from the European council…
Mufti Ebrahim Salejee - Mufti Online9 Oct 2021
Taking an interest bearing loan to buy a house
I want to buy a house but I can't pay full, or get an Islamic mortgage because of my finacial situation. I am staying in a rented property, and now…
Mufti Zakaria Makada - Ask Imaam5 Oct 2021
Funding my studies with an interest bearing loan
if a student had to take out an interest bearing loan (haram) to fund their university studies, will any job they subsequently get due to this…
Shakib Alam - Camperdown3 Sep 2021
Can the wife make a will regarding a debt owed to her by the husband?
Salaam, My husband and I are going to complete our Wills according to Shariah. However, he owes me some money. I had given him a large sum of money…
Abdullah ibn Masud Desai - Azaadville28 Aug 2021
Items Taken In Lieu Of A Rental Debt
Just wanted to find out the ruling regarding. We had a tenant in one of our buildings & he ran away. There is goods & shelving in the shop. Can it…
- Mufti Online27 Jul 2021
Paying a penalty if one delays in paying an instalment and Takaful insurance when purchasing a car
I'm buying a car from a bank as "Car Ijarah", but I have two confusions; 1. From which bank I buy a car as per "Car Ijarah", they also ask us to…
Mufti Ebrahim Salejee - Jamiat KZN27 Jul 2021
Can one accept a loan in lieu of the loan amount and 20% of the business?
A businessman approached me to offer me a loan to start up my business after my shop was looted. He also asked for a 20% shareholding in my…
Mufti Ismaeel Bassa - Jamiat KZN11 Jun 2021
Prescription of Debts
a non muslim associate has asked me advise on an outstanding debt. the individual is a land surveyor who has surveyed a property for a muslim…
Mufti Moosa Salie - Azaadville9 Jun 2021
Loaning Waqf Items To People Of The Locality
There are many items in the Musjid that are almost not used at all, or extremely rarely in use by the Musallees. These include, kitaabs, Tasbeeh,…
- Ask Imaam6 Apr 2021
Working as a software developer in a Loan Servicing Company
Assalam o Alaikum, I would like to know whether it is permissible to work as a software developer in Loan servicing company called cenlar…
- Jamiat KZN23 Feb 2021
Can a debtor request a discount from his creditor if he pays him before the due date?
I’m in the car business and I often I have to pay my accounts within 30 days from the date of invoice. Can I request my suppliers to give me a…
- Jamiat KZN26 Jan 2021
Can a person give Sadaqah while in Debt?
I have started work recently. I have debts from my past years BUT Insha Allah I wish to give sadaqah from my new salary? Is this allowed? Is it a…
Mufti Moosa Salie - Ask Imaam9 Jan 2021
Investigating Miss-Sold loans
Asalamuwalikum: If you work an in a job dealing with mis sold loans interest based loans. Your job involves investigation if these loans were mis…
Mudassir - Ask Imaam30 Oct 2020
Repaying Loan According to Gold Value
My mother and her sister co-owned a house and mutually agreed to sell it. The next house that my aunt bought required more money than her share for…
Hammad Ibn Ismail Jogiat - Ask Imaam1 Oct 2020
Loaning oneself an interest-bearing loan
Assalamu Alaykum Respected Mufti Saheb, If a sole-director is running his business using a limited company structure (in the UK) with no other…
Bilal Yusuf Pandor - Ask Imaam12 Sep 2020
Purchasing a house in Australia - Is it permissible to get a home loan from the bank?
Asalam-o-Alaikum, I live in Australia and my question is regarding Mortgage (Home Loan), is it permissible to get home loan from local banks for the…
Mohamed Ebrahim bin Ismail Abdullah - Ask Imaam11 Sep 2020
Living in a house purchased through a conventional loan.
Respected Ulama I would like to thank you all for your service to the ummah. May Alaah bless you all abundantly! My father purchased our family home…
Muhammad I.V Patel - Ask Imaam24 Aug 2020
Student loan query
Asalamu Alaikum I took out a student loan during my studies at university, not knowing the severity of taking interest. I have since repented and…
Shakib Alam - Ask Imaam5 Aug 2020
Excess on a loan - Is this permissible?
Assalamualaikum, I was wondering if the following loan payment system would be permissible: https://squareup.com/us/en/capital So this is how it…
M. Akhtar - Ask Imaam17 Jul 2020
Is the actual sin of getting the loan haraam or is the money haraam?
Salaam, my question is regarding loans. When i was a student at university i took some maintenance loans to help me live with stability. I know…
- Mufti Online3 Jun 2020
Evaluating properties for loans
I am a 27 year old male from India working as a property valuer in the housing finance sector. My work is to valuate the property for which a…
Mufti Ebrahim Salejee - Ask Imaam20 Apr 2020
Pay off debts or go out in Jamaat?
My husband goes regular jamaats alhumdullilah he wants to go 40 days but we have loads of debts n interest to pay off? Shall he go?
Mudassir Benish - Mufti Online31 Mar 2020
Credit cards
I have a question about credit card's if you could please answer it, My question is this: Are credit card's Halaal? To elaborate on this - if a…
Mufti Ebrahim Salejee - Ask Imaam8 Mar 2020
Aunty Claiming Interest on Loan - Can she do this?
Asslamualaiku, I have aunt whose husband was murdered and she has two daighters. She was living in a house owned by my father (She was living on his…
Hammad Ibn Ismail Jogiat - Ask Imaam3 Mar 2020
If the debtor cannot pay the creditor due to difficulty - What can i do?
As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh. Is it possible to repay financial debt in another way? I have since left a country but I have some…
M. Akhtar - Ask Imaam29 Feb 2020
Student loan - Will this be permissible?
Student loan is available in the UK for students to study at university which is interest based which i understand is haraam. However you only need…
- Mufti Online19 Feb 2020
Demise of the debtor before the payment is due
I sold a house for R500 000 on credit and told the customer to pay R50 000 per month over ten months. The customer paid me for the first five months…
Mufti Zakaria Makada - Mufti Online19 Feb 2020
Demise of the creditor before the payment is due
My father sold a car for R100 000 on credit and the terms were that the customer would pay R25 000 per month over four months. My father has passed…
Mufti Zakaria Makada - Ask Imaam9 Feb 2020
Loaning Money to my sister under these conditions?
Giving Loan money to sister for buying house on intertest-based Mortgage: Assalam u Alaikum, We live in Canada and personally I rent a house for my…
Hammad Ibn Ismail Jogiat - Jamiat KZN7 Feb 2020
Hadith Regarding the Importance of Settling Debts (2/2)
What is the reference for this Hadith? “Undoubtedly among the greatest sins in Allah’s sight which a man commits, after the major sins which Allah…
- Jamiat KZN7 Feb 2020
Hadith Regarding the Importance of Settling Debts (1/2)
What is the authenticity of this narration? Sayyiduna Abu Musa Al Ash’ari (radiyallahu ‘anhu) reports that Rasulullah (sallallahu ‘alayhi wa sallam)…
- Mufti Online1 Feb 2020
Interest bearing student loan
I have been told that student finance is permissible even with the inclusion of interest. The Moulana has said that it has similar rulings to car…
Mufti Ebrahim Salejee - Mufti Online1 Feb 2020
Purchasing a car on interest
Person A has said that for a self employed person who has to declare his profits at the end of 1 year in the UK, it is jaaiz for him to purchase a…
Mufti Zakaria Makada - Ask Imaam31 Jan 2020
Is it allowed for me to offset certain amount of my Zakat money for a debt owed to me?
Assalamu Allaikum. My question is related to Zakat. My brother-in-law living in Sri Lanka was in dire financial need. He was unable to obtain any…
Mohammed - Mufti Online25 Jan 2020
Facilitating interest-bearing loans
I work in an organisation which is an entrepreneurship development institute. The organisation trains entrepreneurs, offers business development…
Mufti Zakaria Makada
Read-only index of fatawa already published by South African Darul Iftas, each linked to its original. Not a fatwa service — for your own situation, ask the issuing Darul Ifta.