Business & Finance · Subtopic
Insurance & Medical Aid
470 fatawa from 7 South African Darul Iftas on Insurance & Medical Aid, part of Business & Finance. Newest first; every fatwa links to the page where its Darul Ifta published it.
Subtopics are grouped from each Darul Ifta’s own categories and the fatwa titles, so the count is approximate.
By Darul Ifta
Insurance & Medical Aid fatawa — page 2 of 12
- Ibn Masood9 Jan 2024
Subscribing to a living annuity
1. Is a living annuity permissible for me to take out upon retirement. 2. If I have a voluntary Retirement annuity, I don’t have access to the money…
Maulana Ebrahim Ahmed - Ibn Masood4 Jan 2024
Life cover to secure a loan
Is life cover that is imposed upon by the lending company acceptable for a short term loan. The insurance covers loss of salary, disability and…
Mufti Mohammed Desai - Mufti Online24 Dec 2023
Entering a competition run by an insurance company
1. Is it permissible to enter a competition run by an insurance company, without becoming involved in paying for any insurance, to enter is free of…
Mufti Ebrahim Salejee - Mufti Online24 Dec 2023
Assurance from a service company of replacement or compensation in the event of damage or destruction to a vehicle
Is it permissible to engage the services of an individual or a security company that extends a commitment to safeguard my vehicle, with assurances…
Mufti Zakaria Makada - Ibn Masood17 Dec 2023
Inheritance from life insurance
- My father passed away few weeks ago (24 Rabiul Akhir 1445), and he did not have a will. We managed to find out about most of the people he owed…
Maulana Ahmed Saeed - Ibn Masood5 Dec 2023
Subscribing to an involuntary medical aid policy
When it comes to employment contracts, it is compulsory to join a medical aid fund which deducts automatically from your salary. I wanted to know,…
Mufti Mohammed Desai - Mufti Online18 Nov 2023
Mandatory travel insurance on Hajj and Umrah packages
Please can you advise on the verdict regarding travel insurance. We understand all forms of insurance are not permissible, however I did notice that…
Mufti Zakaria Makada - Ibn Masood21 Oct 2023
Exporting goods
With regards to exporting goods, most international buyers, whether Muslim or non-Muslim, require the goods to be sent via the CIF (Cost, Insurance…
Maulana Ahmed Saeed - Azaadville24 Jun 2023
Employment As An Insurance Salesman
I had a question in regard to halaal income. I am about to start my career as a car and home insurance agent. I will be selling car and home…
- Ask Imaam17 Jun 2023
Claiming from a motor insurance bureau
can I claim for damages to my property. someone drove into my wall and ran off. I do not have home insurance, but I am able to make a claim through…
Ebrahim Ibn Ahmed Dadan - Mufti Online17 Jun 2023
Claiming more for repairs from an insurance company
If someone knocks your car and the it will cost you R15 000 to repair but you claim R30 000 from that person's insurance company but because of time…
Mufti Zakaria Makada - Ibn Masood14 Jun 2023
Receiving free perks from Old Mutual
I work for an N.P.O. The following products are sponsored by Old Mutual to staff: - Pension Package - Disability Cover whilst on duty - Death whilst…
Mufti Mohammed Desai - Mufti Online8 May 2023
Health insurance
I have a question regarding to state life insurance company whether the health insurance of this company is halaal or haram. My 2nd question is that…
Mufti Zakaria Makada - Ibn Masood30 Mar 2023
Involuntary pension fund with additional benefits
I have a question with regards to pension funds and Zakaat which will be applicable on them. There are two fund options that I can opt for. It is…
Mufti Mohammed Desai - Azaadville16 Mar 2023
Vehicle Insurance
Is it permissible to take out comprehensive insurance on a car that I am buying?
- Ibn Masood13 Mar 2023
Forwarding an advert to enter a competition
I send out an advertisement on social media stating that all those who will forward my advert to their friends and groups, will enter a prize draw.…
Mufti Mohammed Desai - Ibn Masood28 Feb 2023
Medical Aid
Is it permissible for a couple to apply for medical aid? Many women have medical aid policies due to the high costs involved when giving birth, etc.
- Mufti Online12 Feb 2023
Taking out insurance to get RMI accreditation
I have a tyre repair shop. I want to get this RMI Accreditation for it. Its like a motoring board and carries weight in the vehicle repair and…
Mufti Zakaria Makada - Mufti Online12 Feb 2023
Using money received from an insurance payout to perform hajj
A family member's car was stolen. They are getting paid out by the insurance. They have been accredited for Hajj today. Can this insurance money be…
Mufti Zakaria Makada - Mufti Online4 Feb 2023
Taking out third party insurance to get accredited to repair vehicles
I have a workshop where I repair vehicles. In order for me to be accredited I have to take out a third party insurance in case any customer's…
Mufti Ebrahim Salejee - Ask Imaam24 Jan 2023
Is personal life insurance permissible for a person who cannot get car insurance?
السَّلَامُ عَلَيْكُم وَرَحْمَةُ اللَّهِ وَبَرَكَاتُهُ Respected Muftisaheb A person at the age of 71 is purchasing a new car. Insurance companies…
Shakib Alam - Ask Imaam15 Jan 2023
Is it permissible to take out Third party car insurance?
Maulana I have a question to ask please if you can guide me in that. Is it permissible to take out Third party car insurance? They only cover the…
Hammad Ibn Ismail Jogiat - Ibn Masood5 Jan 2023
Insuring one’s company to secure major contracts
My question is regarding company insurance. My brother has started a solar installation company, which is still in its infant stages, as the company…
Mufti Mohammed Desai - Mufti Online26 Dec 2022
Discovery medical aid scheme
Discovery have come out with a “shariah” compliant medical aid scheme. Is this permissible?
Mufti Zakaria Makada - Ask Imaam11 Dec 2022
I would like to know if its permissible for my parents to take out Medical & Travel Insurance?
My parents are travelling to Malaysia next month, I have heard that some Muftiyan e Kiraam permit Medical & Travel Insurance, I would like to know…
Ml. Abrar Mirza - Ibn Masood5 Dec 2022
Discovery Medical Aid scheme
Discovery have come out with a “Shariah Compliant” Medical Aid scheme. (https://www.discovery.co.za/medical-aid/dhms-shariah-compliant-arrangement)…
Mufti Mohammed Desai - Ibn Masood20 Nov 2022
Business buy and sell agreement
We have a situation where a father of two daughters passed away some years back, and the estate has since been wound up and distributed. As part of…
Mufti Mohammed Desai - Mufti Online14 Nov 2022
Working for an insurance company
I'm in UAE and here vehicle insurance for all vehicle is mandatory. My question is, working in a vehicle insurance companay as a reconcile officer…
Mufti Zakaria Makada - Jamiat KZN14 Nov 2022
Benefitting from a Company Insurance policy
Q. I am working for a company and the company I work for has taken out an insurance policy for me. They are paying for it and I am not paying for it…
- Mufti Online5 Nov 2022
Claiming from insurance more than the damaged amount
Scenario: I met up in an accident some time ago. The back bumper and other parts were damaged. I then met up in a second accident and, the car was…
Mufti Zakaria Makada - Azaadville14 Oct 2022
Mandatory Medical Aid
If medical aid is offered to you as a perk for your services, what is the ruling if you are forced to accept their perks or assuming an optional perk?
- Ibn Masood27 Sep 2022
Capital Legacy Tazkiyah scheme
I would like to find out about the Shariah life insurance policy offered by Capital Legacy Tazkiya scheme? Is it Shariah compliant, and if so, how…
Mufti Mohammed Desai - Mufti Online24 Sep 2022
Shar’ee solution to medical aid schemes
Based on the Sharee solution at the end of this answer: https://muftionline.co.za/node/30854 , if the money is paid to the hospital or doctor…
Mufti Zakaria Makada - Ask Imaam13 Sep 2022
Should I cancel my life insurance policy?
As-salamu alaykum Sheikh, My father took a life insurance policy in my name and paid premium from his pocket. At that time, I was away from Islam…
Abdullah ibn Masud Desai - Ibn Masood27 Aug 2022
Takaful Investment
I have recently been informed that there is a Shariah-compliant, Takaful investment opportunity in the name of, “Al-Mabroor Cattle Farming”. What is…
Mufti Mohammed Desai - Ibn Masood8 Aug 2022
Impermissibility of Takafol insurance
What is Mufti Saheb’s Fatwa on Takafol insurance? Is it acceptable or not by the current model being used by the promoters of Takafol?
Mufti Mohammed Desai - Mufti Online28 Jul 2022
The Islamic ruling regarding Takaaful Insurance
I wish to enquire regarding a new type of insurance called Takaaful. Is this new type of insurance permissible in Islam? Does Islam allow one to…
Mufti Zakaria Makada - Azaadville21 Jul 2022
Third Party Insurance
Is there anything like third-party insurance in Islaam?
- Mufti Online18 Jul 2022
Receiving free travel insurance when paying for plane tickets with a credit card
If a person pays for airplane tickets with a credit card then certain banks offer free travel insurance due to the payment being made with their…
Mufti Ebrahim Salejee - Mufti Online18 Jul 2022
Courier company providing insurance for lost or damaged parcels as part of their service
A person shipped an item with a courier, only paying for the courier service without any additional insurance fees. The courier company does however…
Mufti Ebrahim Salejee
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