Business & Finance · Subtopic
Loans & Debts
697 fatawa from 9 South African Darul Iftas on Loans & Debts, part of Business & Finance. Newest first; every fatwa links to the page where its Darul Ifta published it.
Subtopics are grouped from each Darul Ifta’s own categories and the fatwa titles, so the count is approximate.
By Darul Ifta
Loans & Debts fatawa — page 1 of 18
- Mufti Online8 Oct 2026
Charging a person one's expenses to deliver a loan to him
With regards to these two fatwas, I have the following questions: https://muftionline.co.za/node/36923 https://muftionline.co.za/node/36922 My…
Mufti Zakaria Makada - Mufti Online23 Sep 2026
Taking a student scholarship from a bank
Is it permissible in Islam to take a student scholarship from a riba based bank? The father is a guard man and the mother is a cook.
Mufti Ebrahim Salejee - Mufti Online22 Aug 2026
Being charged a monthly credit facility fee on a credit card
I am using a credit card for which the monthly bill is issued on the 1st of every month. If I do not pay the bill by the 15th, the bank…
Mufti Zakaria Makada - Mufti Online20 Aug 2026
Charging the EFT charges when giving someone a loan
My friend asked me for a loan of R10 000. He said that he will pay me back the R10 000 after a week. There is no extra amount that I asked him to…
Mufti Zakaria Makada - Mufti Online20 Aug 2026
Charging petrol money to deliver the loan amount
My friend asked me for a loan of R100 000. He asked me to bring the money to him. I live in Pmb and he lives in Durban. Is it permissible for me to…
Mufti Zakaria Makada - Mufti Online20 Aug 2026
Getting involved in an interest transaction
My daughter works in a health company. Few days back one of her colleagues asked for 1000 dirhams from each person to give daman company and in…
Mufti Zakaria Makada - Mufti Online15 Jul 2026
Referring clients to parties offering "bridging finance"
I am an Attorney specialising in conveyancing. As part of the process, certain debts need to be paid by sellers before transfer is taken and the…
Mufti Ebrahim Salejee - Mufti Online14 Jul 2026
Helping one's wife pay an interest bearing loan
Before our marriage, my wife financed a car with an interest-bearing loan. I am not on the loan or title and had no involvement in the original…
Mufti Zakaria Makada - Mufti Online30 Jun 2026
Calling interest "service charge"
There is a government youth development department here. There is a loan project and it was declared on the terms 9% service charge for women with…
Mufti Zakaria Makada - Mufti Online18 Jun 2026
Settling one's debts before giving nafl sadaqah
I will be receiving about R50 000 in inheritence. I am married with 4 kids but my husband doesn't always provide. I work, and earn a basic salary…
Mufti Zakaria Makada - Camperdown19 May 2026
What do I do if I don’t remember who I owe money to?
Mufti Sab, I understand a person cannot enter Jannah until their debt has been cleared. Thus my question is what do I do if I don’t remember who I…
Baba Abu Bakr - Mufti Online30 Apr 2026
Purchaser passing away while still paying in installments for a land
1. If we are purchasing a land in installments and we pass away in the interim, what should be done? 2. Can you sell a land whilst you still paying…
Mufti Zakaria Makada - Ibn Masood24 Apr 2026
Fixed Loan Through The Bank
Is taking a fixed loan from the bank permissible? For example, the bank takes the papers thus assuming ownership of the car, and a higher fixed…
Mufti Abdul Kader Fazlani - Mufti Online14 Apr 2026
Taking back the sold car due to the customer not paying on time
Person A gave a person B a loan of R100 000. Person B also purchased a car from person A to the agreed value of R250 000 on a pay off basis. Person…
Mufti Zakaria Makada - Camperdown9 Dec 2025
Debtor Refuses Debt Waiver
If someone waives a debt owed to them, but the debtor refuses to accept the waiver, does the debt still remain?
Abdour-Rahmaan Lim Voon Heek - Mufti Online20 Nov 2025
Making an effort to repay the debt of one's deceased brother
My brother passed away a few years ago. I knew he had a debt when he was abroad. But I don't know the whereabouts. What can we do for that? It's not…
Mufti Ebrahim Salejee - MJC18 Nov 2025
Seeking Debt Counselling
With regards to your query regarding the permissibility of seeking debt counseling, please be advised: Our understanding of the process of debt…
Mufti Abdurragmaan Khan - Jamiat KZN6 Nov 2025
The Islamic Ruling on Requesting Repayment of a Loan
I gave a friend a loan two years ago. Recently, I’ve been in financial difficulty and would like the money back, but my friend hasn’t made any…
Mufti Muhammed Hamza Farooqui - Azaadville5 Nov 2025
Returning A Deposit
Funds were taken as a deposit for the sale of my house. However the sale did not go through for some reason. Must the deposit be returned?
- Mufti Online22 Oct 2025
Paying debts with interest money
The bank gives a percentage of interest on money in your savings account. Is it permissible to use this money to pay off debts?
Mufti Zakaria Makada - Ask Imaam18 Sep 2025
Can I take an interest-based loan to pay off the interest on my credit cards?
Assalamualaykum, i understnad interst is haramm. i am currently in approxiamate £30,000 debts spread of several credit cards. when i took these…
Ebrahim Ibn Ahmed Dadan - Ask Imaam4 Sep 2025
Repaying a loan in a different currency
A loan gave in foreign currency Is it to be repaid at the rate of the loan given or current rate if not returned in the same currency?
Ikraam Elias Gangat - Mufti Online16 Aug 2025
Having one's debt paid by someone else without one's permission
If I had a credit card debt with Woolworths and I couldn't afford to pay it at the time so the debt was ceded by a company called nimble against my…
Mufti Zakaria Makada - Ibn Masood27 Jul 2025
Credit-Card Debt
I used an FNB Credit Card in my business around the year 2005. The business subsequently closed down around 15 years ago due to financial problems.…
Mufti Abdul Kader Fazlani - Mufti Online10 Jul 2025
Believer will be taken to task in the hereafter for oppressing a disbeliever
I was told that on the day of Qiyaamah we will have to pay for our outstanding debts by giving our good deeds to that person. What if the person we…
Mufti Zakaria Makada - Camperdown24 Jun 2025
Deposit Money
Zaid paid a deposit of 350 for the cylinder bottle, which would be refunded upon its return, and 300 for the gas. After a year, Zaid decided to move…
Abdour-Rahmaan Lim Voon Heek - Ask Imaam4 Jun 2025
I have taken a home loan. Is Qurbani Wajib upon me?
i want to know if ever we have the right to do qurbani when we have a home loan ? Do we get the sawaab for even a sadaqa ?
Jibran Kadarkhan - Mufti Online30 May 2025
Hadith on paying back 70 accepted salaah in the Aakhirah for unpaid debts
I've heard people mention that if a person does not pay a single rupee of his debt in this world, he will have to give 70 accepted salaah in the…
Mufti Zakaria Makada - Azaadville7 Apr 2025
Stipulating That A Collateral (Rahn) Be Placed Before Granting A Loan
Is it permissible for a Daain (lender) to stipulate a condition before granting a loan, that the Madyoon (borrower) must place a Rahn (collateral)…
- Mufti Online18 Feb 2025
Paying back interest when taking a loan
If one took a riba based loan, and he repents, should he repay only the capital portions of the loan or also the interest on the loan?
Mufti Zakaria Makada - Mufti Online8 Feb 2025
Acquiring a credit card for someone else
A person asked me to make a credit card and provide him, he would be responsible for all credit card matters i.e. fees/charges and in return, he…
Mufti Zakaria Makada - Mufti Online4 Feb 2025
Paying off gambling debts of the deceased
A member of our community as an heir would like to know if it's permissible to pay off gambling debts accrued by the deceased to pay off multiple…
Mufti Zakaria Makada - Azaadville4 Feb 2025
The Difference Between Qardh and a Dayn
Is there a difference between Qardh and a Dayn?
- Mufti Online30 Jan 2025
Giving a loan on interest
Two parties want to enter an agreement: Person A wants to loan money to Person B. The amount is marked up by 10% and the repayment is over a fixed…
Mufti Ebrahim Salejee - Mufti Online25 Jan 2025
Holding the manager responsible for debtors unsettled accounts
Person A runs a business for person B. There are some customers who buy on credit. Person A gets a straight monthly salary only. 2 customers haven't…
Mufti Ebrahim Salejee - Mufti Online21 Dec 2024
Asking family or friends to assist one with an interest free loan
I am currently working and looking to buy a car. I am unable to buy it in cash. I have made many attempts for Muslim car dealers to try and purchase…
Mufti Zakaria Makada - Mufti Online14 Dec 2024
Taking an interest-bearing loan to study
I have a great academic background and I want to continue my studies abroad. The country I am currently living in is Afghanistan, so my financial…
Mufti Zakaria Makada - Amjadi27 Nov 2024
TAKING MORTGAGES AND HOME LOANS IN A NON-MUSLIM COUNTRY
My name is Jawwad Patel, I have question which is quite confusing and I couldn’t find a clear answer for that. In Australia, I would like to know if…
Mohammad Quaiser Ali Razvi Misbahi - Mufti Online26 Nov 2024
Giving an extra amount when paying back a loan
Will it be permissible to take a loan from a person and in return, instead of giving them a profit share, could you give them an item of the stock…
Mufti Zakaria Makada - Mufti Online16 Nov 2024
Accepting a settlement discount from the bank to clear a credit card account
We have a credit card account with FNB which hasn't been paid for about 1 and a half years. Over the period that the account was not paid, interest…
Mufti Zakaria Makada
Read-only index of fatawa already published by South African Darul Iftas, each linked to its original. Not a fatwa service — for your own situation, ask the issuing Darul Ifta.